Why Good Credit Matters When Buying a Home
If you’re thinking about buying a home, your credit score is one of the most important numbers in the process. But the good news is...
How to Save for a Down Payment Without Sacrificing Your Lifestyle
Many first-time homebuyers assume saving for a home means putting their entire life on hold. No dinners out. No vacations. No fun. The reality? Most...
Finance
Stockton Mortgage Ranked #11 Nationally Among USDA Rural Development’s Top Guaranteed Rural Housing Lenders
Top USDA Lending Rankings Across Kentucky, Alabama, and Mississippi Stockton Mortgage has been ranked #11 nationally among the U.S. Department of Agriculture (USDA) Rural Development’s...
Finance
MCC Tax Credit Reminders
A Mortgage Credit Certificate (MCC) can reduce your federal tax liability by up to $2,000 annually. This can result in a larger tax refund for...
Finance
Don’t Lose Your MCC Tax Credit
Are you one of the many Americans that took advantage of historically low rates in 2020 and refinanced your home? Did you also obtain a...
Finance
Federal Interest Rate; It’s affect on your home loan
Earlier this year, included in the barrage of breaking news, we heard about the Fed slashing interest rates to a rate of near-zero. It sounds...