Refinancing
Cash Out Refinance
You have put money, time, and energy into your home—resulting in an increase in your home equity. Additionally, in many places, property values have increased...
Refinancing
Refinancing
Refinance or Not? How to Know.
When mortgage interest rates are low, is it always a good idea to refinance? Not necessarily. While many homeowners flock to refinance their mortgages at...
Refinancing
Why Refinance Your Mortgage
Mortgage interest rates have been at historic lows, causing many to look into a refinance of their mortgage, and given the recent market conditions we...
Refinancing
Why Refinancing is Something to Consider
Interest rates have dropped and given the recent market conditions we cannot be certain how long they will hold in place. You can learn why...
Refinancing
Getting Rid of Private Mortgage Insurance (PMI)
Private Mortgage Insurance (PMI) lowers the risk to the lender, should you default on your mortgage payments. Please note that PMI does not benefit you,...
Ask a Mortgage Loan Originator: What Is a Refinance?
A refinance replaces your current loan with a new loan; that new loan pays off the debt of the old loan. So, you are trading...