Winter is looming with it grey skies and early sunsets. Even though you may be stuck inside, here are some tips to maximize the cozy-factor of your home.
It is important that you do not buy into some mortgage refinancing myths. If you do, it could cost you some serious savings. If recently the people you know are rushing to refinance a mortgage, there is an actual reason behind the decision. Mortgage rates have taken a plunge over recent months and it is […]
Conventional Loans Aren’t Just for Our Parents; A message to millennials from a millennial Generation gaps were first brought to light in the 1960’s. These generation gaps can make it difficult for even those in the same family to understand each other. Take for example, millennials waiting to start families, whereas their parents were married, […]
Mortgage interest rates have been at historic lows, causing many to look into a refinance of their mortgage, and given the recent market conditions we cannot be certain how long this trend will continue. If you would like more information on why we have seen shifting interest rates, check out this related blog post. There […]
A bankruptcy will eliminate debts but can also leave your credit in kind of a rough state. But following a bankruptcy, what should you be concerned with? And how long do you need to wait before considering owning a home? Typically, when it comes to concerns about purchasing a home, often people find themselves worried […]
Private Mortgage Insurance (PMI) lowers the risk to the lender, should you default on your mortgage payments. Please note that PMI does not benefit you, the borrower, but instead protects the lender with whom you are getting the mortgage. PMI is often required with loans that carry a lower down payment. In fact, because of […]
With just $500 dollars, you can make a huge difference in your home with some upgrades. These upgrades can increase the attention of your house if you’re planning to sell, or they may help modernize your home without going through a major renovation. Below are some of the upgrades you can do on a budget. […]
Cleaning isn’t glamourous, but someone must do it, right? We’ve rounded up a couple of tips and tricks to help you make the most of your next cleaning spree around the house. Tip 1: Create a cleaning schedule- this will help to reduce or eliminate the stress you feel about cleaning. Create your schedule […]