Stockton Mortgage Funding is a full-service lender offering wholesale and correspondent lending in Kentucky, Indiana, Ohio and Tennessee. Stockton was founded in 2001 and has its corporate office in Frankfort, Kentucky. Underlying our success is a team of highly qualified, experienced mortgage banking professionals. Stockton’s management team has over 150 years of combined experience in originating all types of loans and servicing.
We provide local processing, local underwriting and in-house technology support. Additionally, we offer a broad variety of loan products, including:
- USDA Rural Housing
- FHA
- VA
- FNMA/FHLMC
- Jumbo 30/15
- Approved with Freddie Mac and Ginnie Mae
Our employees have an unwavering commitment to our core values of honesty, integrity and respect, which results in the delivery of quality products and exemplary services.
With a capital position that well exceeds Agency requirements, Stockton is a Fannie Mae seller/servicer, and has relationships with a nationwide investor base and the following Agencies:
- Fannie Mae Seller/Servicer
- Federal Housing Administration
- Veterans Administration
- U.S. Department of Agriculture-RHS
We believe that a successful business requires a robust technology environment; therefore, we employ an array of state-of-the-art business software, including:
- An end-to-end loan origination system that incorporates logic to ensure compliance with regulations and agency guidelines
- A document imaging and electronic document storage solution that includes automatic status notifications to appropriate individuals.
We utilize resilient, cloud-based services to backup software, network and data files to further enhance our technology environment. This cloud storage facilitates the rapid restoration of software and data, and eliminates issues that can arise when attempting to retrieve back-up files stored off-site during non-business hours.
Further, we deploy a recovery-assistance software, through which critical data backups occur every 15 minutes to a server located at a company location that is geographically distant from our main server site. In addition, we use Microsoft’s cloud-based Office 365, which enables Office suite access from any computer with Internet access. We also employ a configuration that allows us to rapidly transition to an alternative telecommunications conduit if failure occurs with the current connectivity in use.
