About this location

Our experienced Stockton mortgage bankers are helping those in the community find the best financing options available to them. We offer a variety of  home loan options even some with low or no down payment.We welcome everyone! Call us if you are a first time home buyer, a veteran looking for a VA mortgage, someone interested in a 203k Loan / Fixer Upper Loan, or just have a question about home buying.

Real Reviews

"Theresa is the best. She was diligent, patient, understanding, and was very kind. She made the process tolerable and my family really appreciated her service. On a scale 1 to 10 (10 being the best), Theresa was a 10 plus. Thanks again for helping our family buy our new house. We couldn't be happier." - Thomas

"Theresa was excellent to work with! She served us not only with expertise, but with genuine kindness. We felt like she and the others at SMC truly wanted what was best for us and worked diligently to make that happen." - Rachel

"Theresa worked hard and did things I wasn't sure were possible for me to get a home. I am not sure if any other mortgage company or banker would have taken that time to research and find out exactly what was going on in my situation. She made it happen and I'm very appreciative!" - Bobby

Home Loan Calculators

What will you pay each month?

Want to know what to expect? Use this calculator to estimate your monthly payment.

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Your Monthly Payment

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Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate — not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

Budget Calculators

What can you afford?

Not sure how far your money will go? Use this calculator to see how much house you can afford.

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You Can Afford A Mortgage Up To

$100,000

Includes principle and Interest only.

Remember, this is just an estimate — not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

Refinance Calculators

How much can you save?

Already have a mortgage? Use this calculator to see what you can save by refinancing.

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Monthly Savings

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Includes principle and Interest only.