You never know when it’s going to be happen: your real estate agent calls you out of the blue to inform you about a new listing that’s perfect for you, or perhaps you’ve just scheduled a viewing for that cute little cottage you’ve been eyeballing online. It’s easy to get caught up in a whirlwind of excitement, but don’t get so swept away that you forget the following items:
1. Pack a measuring tape – This is crucial if you’ve got some large or awkward furniture pieces, like that vintage serpentine couch or your grandma’s grand piano you just can’t part with when you finally make your move.
2. Don’t forget PPE – Even though COVID-19 restrictions are lifting in some areas, having a mask and hand sanitizer is good to have handy if you’re going into a tight space, especially so for open houses.
3. A copy of your pre-approval letter – In case you fall head-over-heels in love with the property you’re viewing, you’ll want to prove to your real estate agent you’re serious about making an offer and coming with a pre-approval letter in hand will do just that.
Conventional Loans Aren’t Just for Our Parents; A message to millennials from a millennial Generation gaps were first brought to light in the 1960’s. These generation gaps can make it difficult for even those in the same family to understand each other. Take for example, millennials waiting to start families, whereas their parents were married, […]
Mortgage interest rates have been at historic lows, causing many to look into a refinance of their mortgage, and given the recent market conditions we cannot be certain how long this trend will continue. If you would like more information on why we have seen shifting interest rates, check out this related blog post. There […]
Private Mortgage Insurance (PMI) lowers the risk to the lender, should you default on your mortgage payments. Please note that PMI does not benefit you, the borrower, but instead protects the lender with whom you are getting the mortgage. PMI is often required with loans that carry a lower down payment. In fact, because of […]
October is Fire Prevention Month. According to NFPA (National Fire Prevention Association), the winter months see an increase in fires along with deaths and injuries that are results of the fires. These fires can begin anywhere in the home, in the kitchen, in the furnace room or even in the bathroom. However, there are steps […]
Owning a home is something to celebrate! You worked hard to afford it, had patience throughout the buying process and now you have a place to make your own. However, owning a home also means that emergencies may happen, and you should know how to handle them when they arise. Here are a few […]