8 Things to Do After Closing on Your Home

You’ve made it to the closing table, signed all of the necessary paperwork, and hold the keys to your new home in hand. Now it is time for what many dread – moving.

Have no fear though! We have a handy moving guide that will help you stay organized and knock out essential steps to make the transition smooth and stress-free. For those who are approaching your closing date, get started on this list now! The sooner you can get a game plan together, the faster you can start enjoying your home.

1) Forward Your Mail
Plan ahead by rerouting your mail to your new address as soon as possible. This can be done by completing the Official USPS Change-of-Address Form online or visit your local Post Office.

2) Update Your Address
This next step may seem obvious, but you’d be surprised how many entities will need to be notified of your new address. From employers to takeout apps, the list can be quite extensive.

Here is a useful lineup of contacts to get started:
– Personal and business banking accounts
– Credit Card Servicers
– Employer
– Voter Registration
– Delivery and rideshare apps
– The DMV to update your driver’s license

3) Contact Local Utility and Service Providers
Contact your gas, water, and electric company to switch bills into your name. Make sure the previous homeowners do not have outstanding bills. The same goes for your internet and trash providers.

4) Change the Locks
You can never be too safe, so make sure to change the locks on all the doors. It will be helpful to make a few spare keys. If you happen to have a garage door, make sure to reset the security code.

5) Deep Clean Before Settling In
After 2020 we can all agree taking extra steps to keep our homes clean and our families healthy is a necessity. Pay special attention to areas like the kitchen and bathroom. If you have the funds to hire a cleaner, ask if they offer detailed cleaning packages for new homeowners.

6) Check Smoke and Carbon Monoxide Detectors
Another safety precaution is checking the working condition of the smoke and carbon monoxide detectors. If you have multiple floors, make sure there is at least one smoke detector per floor.

7) Examine the Circuit Breaker
It’s important to know where the emergency shut-offs and circuit breaker box are located. Determine which fuses control each part of your house and add labels to each circuit if they are not labeled.

8) Review Your Inspection Report
If repairs were identified but the previous owner was not obligated to fix them, make note and devise an action plan to tackle them. Start with what you deem most important to least, and give yourself a timeline to complete each task.

Homeownership is extremely rewarding but it can have its hurdles, especially in the beginning. Set realistic expectations as you knock out each step. Give yourself grace during this hectic time and remember you are doing your absolute best!

For more tips on homeownership or mortgage financing, check out our blog which is chockfull of more informative articles.