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Buying

You found your dream home, we’ll get you in it.

Still doing some research? Let us help.

Why Stockton Mortgage

Buying a home can be a flurry of paperwork and jargon. Our experienced mortgage bankers make the process understandable.

mortgage
LOAN PROGRAMS

Our loan selection is anything
but conventional — but we do
those too.

The Loan approval Process

How It Works

When you start a journey, it helps to have a map. See what milestones you’ll reach on your way home — we’ll be with you from the first hello to the final congratulations.

  • 1

    Talk To Us

    Tell us your history, goals, and expectations.

  • 2

    Apply

    A full loan application will give us all
    the details needed to get started.

  • 3

    Put Your Offer In

    With an accepted offer, we pull everything
    together and send it to processing.

  • 4

    We Process Your Loan

    Our processors double check all the details
    and order needed reports.

  • 5

    Your New Home Is Appraised

    An appraiser visits your new home and
    creates a repoort indicating it’s value.

  • 6

    Underwriting & Approval

    Our underwriters review your loan, ensure everything is there, and we notify you that you’ve been approved!

  • 7

    Sign A Disclosure

    Your closing day is scheduled no fewer than 3
    days from your signed closing disclosure date.

  • 8

    Close On Your Home

    Review and sign the paperwork, making the
    home officially yours.

Loan Calculator

Find your monthly payment

20 Year
20 Year
30 Year
20 Year
Monthly Payment You Can Afford A Mortgage Up To Monthly Savings
$0
Get started

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only.

Includes principle and Interest only.

Ready to get started?