Third-party
origination

Our Hybrid-TPO Partnership allows small financial institutions to further impact their customers by offering more affordable home loans. Recognized as a Best Bank Partner for 15 years, our team champions hometown financial institutions across the nation, helping them stay above the rest.

Benefits

You’ll work directly with our skilled team of Underwriters and home loan experts. We take on the compliance and risk, while offering comprehensive training, support, software, and onboarding for your team.

Stay top of mind with your customers

Through our Hybrid-TPO Program, your bank or credit union is the face of the transaction with your borrower – before, during, and after. We support you behind the scenes, so your brand name alone reaps the goodwill and relationship capital of helping your homebuyer close their loan.
Retain & expand wallet share

Mortgage originators are widely available, making it crucial to differentiate your offerings. By offering a range of options to meet the diverse needs of your customers, you strengthen their loyalty and reduce the likelihood of them seeking services elsewhere. Especially with institutions that might compete for their deposit accounts, which you’ve diligently cultivated.
Unlock revenue & reduce overhead

Expanding your institution’s offerings opens a valuable revenue stream without the added burden of managing complex compliance and risk-based costs in-house. By partnering with us to handle the back-end processes, you free up your team’s capacity to focus on delivering exceptional service in other areas that matter most to your customers.

What products can you offer your customers by partnering with us?

USDA

Low & no down payment options you and your customers can feel good about and is an essential product in rural communities.
FHA

Down payment options as low as 3.5% with more flexible credit score requirements and great for attracting first time homebuyers and young account holders finding their financial footing.
VA

There’s no need to turn away your VA borrowers when you’re partnered with us. We’re well-versed in handling VA eligibility and appraisals.
Conventional

Our team supports yours in making Conventional mortgage loans happen for your customers – with quick turn times you’ll both appreciate.