Blog

We help people buy houses so they can create a home. Here we share more than mortgage finance tips (although we do that too). We aim to help you make your house a home through DIY projects, pet care, hosting tips, yard maintenance, and much more!

Conventional Loans Aren’t Just for Our Parents; A message to millennials from a millennial Generation gaps were first brought to light in the 1960’s. These generation gaps can make it difficult for even those in the same family to understand each other. Take for example, millennials waiting to start families, whereas their parents were married, […]

Mortgage interest rates have been at historic lows, causing many to look into a refinance of their mortgage, and given the recent market conditions we cannot be certain how long this trend will continue. If you would like more information on why we have seen shifting interest rates, check out this related blog post. There […]

Private Mortgage Insurance (PMI) lowers the risk to the lender, should you default on your mortgage payments. Please note that PMI does not benefit you, the borrower, but instead protects the lender with whom you are getting the mortgage. PMI is often required with loans that carry a lower down payment. In fact, because of […]

October is Fire Prevention Month. According to NFPA (National Fire Prevention Association), the winter months see an increase in fires along with deaths and injuries that are results of the fires. These fires can begin anywhere in the home, in the kitchen, in the furnace room or even in the bathroom. However, there are steps […]

Owning a home is something to celebrate! You worked hard to afford it, had patience throughout the buying process and now you have a place to make your own. However, owning a home also means that emergencies may happen, and you should know how to handle them when they arise.   Here are a few […]

Stockton Mortgage is proud announce that Kevin Hulsey has joined us in the Louisville market. Hulsey is a top-producing Mortgage Banker with years of industry experience, making him an exciting addition as the new Branch Manager for our Breckenridge Lane location. “Lending is more than just processing loans. It’s making sure you have a positive […]

You never know when it’s going to be happen: your real estate agent calls you out of the blue to inform you about a new listing that’s perfect for you, or perhaps you’ve just scheduled a viewing for that cute little cottage you’ve been eyeballing online. It’s easy to get caught up in a whirlwind […]

Summertime means barbeques, vacations and much to our chagrin, home maintenance. Even if you aren’t looking to sell your home any time soon, regular maintenance can ensure you have less to do when the time comes to grow into a larger space or if you’re empty nesting. While we have an all-occasions home maintenance checklist, […]