Blog

We help people buy houses so they can create a home. Here we share more than mortgage finance tips (although we do that too). We aim to help you make your house a home through DIY projects, pet care, hosting tips, yard maintenance, and much more!

Unless you are building a new house, when you buy you likely are taking over living in what used to be someone else’s home. If a mortgage is assumable it allows you to take over the responsibility of what used to be someone else’s mortgage. It creates a packaged deal– the house and the loan […]

  At Stockton Mortgage we know that a home is so much more than a house. We are grateful you are here and are committed to guiding you home. Find your home, we’ll take care of the rest.

We can all see how a streaming service could thrive during a pandemic. A hand sanitizer company? For sure. And maybe one could even reason on the toilet paper. But the housing market may not have been the first industry you would imagine thriving in a pandemic. Yet, here we are! Home sales rose 25% […]

Let’s take a look at what an ARM, Adjustable Rate Mortgage, is and how it compares to a fixed rate mortgage (which sadly doesn’t have a cool acronym). Adjustable Rate Mortgage, ARM A type of mortgage that has an interest rate that adjusts periodically based on a pre-selected, benchmark interest rate index. With an ARM […]

When mortgage interest rates are low, is it always a good idea to refinance? Not necessarily. While many homeowners flock to refinance their mortgages at a lower interest rate that does not always mean that it is always the right choice. There are many reasons why people refinance their mortgage, some make more financial sense […]