The Truth Behind Common Mortgage Refinancing Myths
It is important that you do not buy into some mortgage refinancing myths. If you do, it could cost you some serious savings. If…
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We help people buy houses so they can create a home. Here we share more than mortgage finance tips (although we do that too). We aim to help you make your house a home through DIY projects, pet care, hosting tips, yard maintenance, and much more!
Conventional, Not Just Your Parents’ Mortgage
Conventional Loans Aren’t Just for Our Parents; A message to millennials from a millennial Generation gaps were first brought to light in the 1960’s.
Why Refinance Your Mortgage
Mortgage interest rates have been at historic lows, causing many to look into a refinance of their mortgage, and given the recent market conditions we…
Buying a House After Bankruptcy- How Long?
A bankruptcy will eliminate debts but can also leave your credit in kind of a rough state. But following a bankruptcy, what should you be…
Getting Rid of Private Mortgage Insurance (PMI)
Private Mortgage Insurance (PMI) lowers the risk to the lender, should you default on your mortgage payments. Please note that PMI does not benefit you, the borrower, but instead protects the lender with whom you are getting the mortgage. PMI is often required with loans that carry a lower down payment. In fact, because of this, it is quite common for people, particularly first-time home owners, to have to pay for PMI.
Post Close Warnings
Your closing is complete but we are still here if you have questions. If you are concerned about a piece of mail you’ve received,…
Credit Pre-Screen Opt Out
Companies sometimes try to get new customers by sending “prescreened” offers.Please take the time to review the…
Brick by Brick: Low Down Payment Construction Loans at Stockton Mortgage
Are you eager to design your dream home but feel a little worried about the financing part? Do you fear you might need a…
Manufactured Housing Loans at Stockton Mortgage
Are you eyeing a cozy manufactured home but feel a bit wary about the financial side of things? Are you wondering if a personal…
When Will Rates Drop? Stay Informed with Stockton Mortgage
As a potential homeowner or someone looking to refinance their existing mortgage, you may be eagerly wondering, “When will rates drop?” Keeping a close…
A Guide to Affording Your Dream Home
Owning a home is a significant milestone in many people’s lives, representing stability, security, and the fulfillment of lifelong dreams. However, with rising property…
Achieving Your Dream Home: A Guide to Finding and Financing Your Perfect Abode
For many of us, owning a dream home is a lifelong aspiration. It’s a place where we can create lasting memories, build a foundation…
Leveraging HELOCs: Enhance Your Home with Ease
When it comes to transforming your house into your dream home, finances often play a crucial role. Fortunately, homeowners have a valuable tool at…
Cash Out Refinance vs Personal Loan: A Comprehensive Guide
Stockton Mortgage Explores the Pros and Cons Navigating the world of financial solutions can be a challenge, especially when it comes to choosing…
The Advantage of Adjustable-Rate Mortgages: Understanding the Flexibility in Mortgage Rates Embracing the Dynamic World of Mortgage Rates
In the world of mortgage financing, borrowers often find themselves faced with a plethora of options, each with its own unique set of benefits…