The Truth Behind Common Mortgage Refinancing Myths
It is important that you do not buy into some mortgage refinancing myths. If you do, it could cost you some serious savings. If…
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We help people buy houses so they can create a home. Here we share more than mortgage finance tips (although we do that too). We aim to help you make your house a home through DIY projects, pet care, hosting tips, yard maintenance, and much more!
Conventional, Not Just Your Parents’ Mortgage
Conventional Loans Aren’t Just for Our Parents; A message to millennials from a millennial Generation gaps were first brought to light in the 1960’s.
Why Refinance Your Mortgage
Mortgage interest rates have been at historic lows, causing many to look into a refinance of their mortgage, and given the recent market conditions we…
Buying a House After Bankruptcy- How Long?
A bankruptcy will eliminate debts but can also leave your credit in kind of a rough state. But following a bankruptcy, what should you be…
Getting Rid of Private Mortgage Insurance (PMI)
Private Mortgage Insurance (PMI) lowers the risk to the lender, should you default on your mortgage payments. Please note that PMI does not benefit you, the borrower, but instead protects the lender with whom you are getting the mortgage. PMI is often required with loans that carry a lower down payment. In fact, because of this, it is quite common for people, particularly first-time home owners, to have to pay for PMI.
Everything You Need to Know About How the FHA-MI News Impacts Homebuyers
Effective the week of March 20th, the Federal Housing Administration will reduce its annual mortgage insurance premiums by 0.30 percentage…
2022 Videos
Reminding our customers that when it’s time for them to secure the perfect mortgage, we’re here for them… …and that numbers are just part…
Stockton in the News
Stockton Mortgage named in Louisville Metro Housing Authority (LMHA) Press Release Louisville, KY (October 10, 2022) – Louisville Metro Housing Authority (LMHA) is celebrating…
National Financial Planning Month
Buying a home takes time, dedication, and financial planning. That’s why we are providing a guide in honor of National Financial Planning Month. These…
Strategies To Lower Your Current Mortgage Rates
Whether you’re a first-time homebuyer looking for the best deal on your first mortgage or a seasoned homeowner who’s about to refinance their current…
Should You Refinance Your Mortgage Now?
Refinancing your home is obtaining a new loan that replaces an existing mortgage. The new loan is usually for a longer period of time…
Should You Get Prequalified Or Pre-Approved For A Mortgage?
Buying a home is one of the most important decisions you’ll make in your life. It can also be one of the most stressful.
Refinance Calculator: How Much Money Can You Save?
Getting a new mortgage can be an exciting time in your life. As you’re planning for your future and looking for…
Mortgage Calculator: Why Real Estate Investors Need It
If you’re a real estate investor, chances are that you’ve heard of mortgage calculators. You may have even used one before. But what exactly…
How Your Credit Score Affects Your Mortgage Rates
The mortgage lender is not the only one who rates your credit. The mortgage lender will use your credit score to determine…