Brick by Brick: Low Down Payment Construction Loans at Stockton Mortgage

Are you eager to design your dream home but feel a little worried about the financing part? Do you fear you might need a mountain of cash to start? We’re here to dispel the myth: At Stockton Mortgage, you don’t need a pot of gold to build your dream home. Our site or “stick-built” loans are designed to make your construction journey accessible and manageable.

Decoding Site or Stick-Built Loans

Stick-built loans are specially crafted for new home construction. Unlike traditional home loans, they cover the construction costs as well as the purchase of the land where your dream home will stand. These loans transform into a regular mortgage once the construction is complete. Sounds like magic, right?

At Stockton Mortgage, we believe everyone deserves a shot at designing and building their dream home. That’s why our stick-built loans are created to be as accessible and affordable as possible.

Affordable Down Payment Options

The best part about these loans? The down payment doesn’t have to break the bank. We believe the path to your dream home should be paved with excitement, not financial worry. That’s why we offer low down payment options on our stick-built loans for those who qualify. This means your dream of building a home from the ground up can be realized without draining your savings.

Stockton Mortgage: Your Partner in Building Dreams

We understand that constructing a home can feel like an overwhelming process, especially when it comes to securing finances. Our team of experts is dedicated to guiding you through every step of the process, offering all the support and insights you need along the way. At Stockton Mortgage, we’re not just your lender, but your partner in making your dream home a reality.

If you’re ready to roll up your sleeves and bring your dream home to life, reach out to us today. Let’s build the foundations of your future together with our stick-built loans. Your new home awaits!

Credit and income qualifications apply. Loan approval may be subject to property qualification.