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It is important that you do not buy into some mortgage refinancing myths. If you do, it could cost you some serious savings. If recently the people you know are rushing to refinance a mortgage, there is an actual reason behind the decision. Mortgage rates have taken a plunge over recent months and it is […]

Conventional Loans Aren’t Just for Our Parents; A message to millennials from a millennial Generation gaps were first brought to light in the 1960’s. These generation gaps can make it difficult for even those in the same family to understand each other. Take for example, millennials waiting to start families, whereas their parents were married, […]

Mortgage interest rates have been at historic lows, causing many to look into a refinance of their mortgage, and given the recent market conditions we cannot be certain how long this trend will continue. If you would like more information on why we have seen shifting interest rates, check out this related blog post. There […]

A bankruptcy will eliminate debts but can also leave your credit in kind of a rough state. But following a bankruptcy, what should you be concerned with? And how long do you need to wait before considering owning a home? Typically, when it comes to concerns about purchasing a home, often people find themselves worried […]

Private Mortgage Insurance (PMI) lowers the risk to the lender, should you default on your mortgage payments. Please note that PMI does not benefit you, the borrower, but instead protects the lender with whom you are getting the mortgage. PMI is often required with loans that carry a lower down payment. In fact, because of […]

Winter is looming with it grey skies and early sunsets. Even though you may be stuck inside, here are some tips to maximize the cozy-factor of your home. Embrace the season- this means bring in seasonal scents with candles. Bonus, the candles add a warm glow to your space. Just make sure to practice fire […]

With low interest rates and a low housing supply, you may be tempted to purchase the first home that you see or make compromises just to buy a home. However, this isn’t always a good plan and can lead to buyer’s remorse. Here are a few tips to keep in mind when looking for a […]