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Site built.
Stockton Backed.

Stockton’s site built construction loan is your customer’s answer to fast and easy financing for their dream home.


  • Long term, fixed-rates protect you from potential market shifts
  • Extended rate lock options or capped rates with float down – because delays sometimes happen
  • One-time close for less hassle

Loan programs

The answer to easy and affordable financing solutions for building your dream home.

Conventional Loan

Our conventional construction loans have the potential for a downpayment as low as 3%, with the option for land equity to be used as a downpayment.

FHA Loan

The Federal Housing Administration (FHA) construction loan is a great option for borrowers with fair credit, with the option for a downpayment as low as 3.5% or land equity to be used as a downpayment.


RHS/USDA Rural housing construction loans may be perfect if you’re looking to build in an eligible location, with low and no downpayment options available and the potential for reduced mortgage insurance.

VA Loan

Helping eligible service members, veterans, and eligible surviving spouses build their dream home – no downpayment or mortgage insurance needed.

Credit and other qualifications apply. See representative for details.

Your homeownership
journey starts here

We’ll help you every step of the way.