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Why Stockton?

With affordable Construction to Permanent System Built financing options – our program has only one closing and funds the purchase of the modular/manufactured home, purchase of the land, and the cost of construction – all in one.

Uncomplicated Prequals

Unlike other lenders, we offer low downpayment government loans to your customers and work with an appraiser to prequalify them based on specs, up-front.

Easy A’s

Because we offer financing for government loans (FHA, VA, USDA/RHS), growing your business is made easier by helping more of your customers qualify to make their dream home happen.


With land inventory ripe for development, our System Built product makes the dream of homeownership a reality for your customers, in a much shorter time than going the traditional stick-built route.

Our Team

We have an entire team who know how to navigate the process to guarantee site preparation, design standards, and foundation requirements, ensuring all the necessary documents don’t stand between your customers settling down into one of your modular/manufactured homes.

Loan programs

The answer to easy and affordable financing solutions for building your dream home.

Conventional Loan

Our conventional construction loans have the potential for a downpayment as low as 3%, with the option for land equity to be used as a downpayment.

FHA Loan

The Federal Housing Administration (FHA) construction loan is a great option for borrowers with fair credit, with the option for a downpayment as low as 3.5% or land equity to be used as a downpayment.


RHS/USDA Rural housing construction loans may be perfect if you’re looking to build in an eligible location, with low and no downpayment options available and the potential for reduced mortgage insurance.

VA Loan

Helping eligible service members, veterans, and eligible surviving spouses build their dream home – no downpayment or mortgage insurance needed.

Credit and other qualifications apply. See representative for details.

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