About System Built RHS/USDA Home Loans

A Rural housing construction loan may be perfect if you’re building a modular/manufactured home in an eligible location! You can go to USDA’s property eligibility checker and search the address to confirm whether your desired build site is USDA eligible.

• 620 Minimum Credit Score
• Low and no downpayment options available*
• Reduced mortgage insurance.
• Float down interest rate not available on USDA/RHS loans


Interested in learning more? Get Started or let us connect you to a home loan expert near you.

*Credit and other qualifications apply. 100% financing may not include closing costs.

• Check Property Eligibility