Congratulations on deciding to become a homeowner! Buying a home is, undoubtedly, one of the biggest decisions – and purchases – you will ever make. As a first time home buyer, you want to feel like you know what you are doing before you begin the process.
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For many home owners, the thought of selling their home is met with a host of emotions, questions and misunderstandings. Selling your home can be a stressful process, but at Stockton Mortgage, we want to help!
Credit is an essential part of the economy. Without credit, lenders would have no scale by which to create lending standards and determine who should receive c redit and who should not. You need good credit to buy a car, a home and sometimes even to qualify for employment.
