About this location

Our experienced Stockton mortgage bankers are helping those in the community find the best financing options available to them. We offer a variety of  home loan options even some with low or no down payment.We welcome everyone! Call us if you are a first time home buyer, a veteran looking for a VA mortgage, someone interested in a 203k Loan / Fixer Upper Loan, or just have a question about home buying.

Real Reviews

"David is very fast, efficient, professional and friendly. It was a pleasure working with him for the home loan." - Ramon

"They got the job done when I thought it couldn't be done. It was a pleasure working with David Willoughby." - Timothy

Every thing was handled with ease in a professional manner. - James

David is incredibly knowledgeable and eager to help his customers. He is wonderful to work with! I found the loan process easy to understand, thanks to his guidance. I would highly recommend him to anyone. - Chelsea

David always responded quickly to the questions and looked into any matter that arose. Everything went very quickly and smooth. - Gail

My husband and I decided to refinance our home. David was very pleasant, patient, and extremely thorough through the whole process. Seriously could not have asked for a better person to work with! - Meghann

David was very helpful and answered all of my questions quickly and explained everything. Would recommend him to anyone looking for a mortgage loan. - Eric

"Very kind, helpful and an excellent overall experience." - Sarah

"This experience was so easy, no stress, and fast. Would tell friends and family this is the way to go. Thanks so much." - Raymond

"I had absolutely the best service from the loan officer to the closing attorney! I will refer Kelly and Stockton Mortgage to anyone." - Angela

"Tom was very helpful in answering all of our questions and making sure we understood. We are new home buyers so the entire process was new to us. A few years ago we did work with a different mortgage company but decided we weren't ready to purchase a home at that time. We are so glad we found Stockton Mortgage as we were able to get a competitive interest rate and awesome customer service! We would highly recommend Stockton Mortgage to our family and friends!" - Nicole

"Tom was very knowledgeable and helpful throughout my entire home buying experience. He made sure I understood everything and there was not a question I had that he didn't know the answer to. He was also very personable and made my first time buying a house a great experience." - Kylie

"My experience has been wonderful in dealing with Tom Barron at Stockton Mortgage. As a first time home buyer, Tom took time to explain the entire process to me. Tom provided me with a detailed list of each of the steps involved in purchasing my home. He was also very accessible whenever I had questions or concerns. This kind gesture relieved me of stress and worry while moving forward with the process. I strongly recommend Tom and Stockton Mortgage." - Kenneth

"The day I met Tom I knew I wanted to do business with him. He was very accommodating to every question I had. The whole process from start to finish was fantastic!!! Communication is very important to me and Tom kept me informed every step of the way." - Kevin

Home Loan Calculators

What will you pay each month?

Want to know what to expect? Use this calculator to estimate your monthly payment.

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Your Monthly Payment

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Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate — not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

Budget Calculators

What can you afford?

Not sure how far your money will go? Use this calculator to see how much house you can afford.

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You Can Afford A Mortgage Up To

$100,000

Includes principle and Interest only.

Remember, this is just an estimate — not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

Refinance Calculators

How much can you save?

Already have a mortgage? Use this calculator to see what you can save by refinancing.

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Monthly Savings

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Includes principle and Interest only.