Privacy Policy

What does Stockton Mortgage do with you personal information?

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and account balances
Credit history and credit scores
Income and payment history

When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Stockton Mortgage Corporation chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Stockton Share: YES
Can You Limit Sharing: NO

For our marketing purposes: to offer our products and services to you
Does Stockton Share: NO
Can You Limit Sharing: WE DON’T SHARE

For joint marketing with other financial companies
Does Stockton Share: NO
Can You Limit Sharing: WE DON’T SHARE

For our affiliates’ everyday business purposes: information about your transactions and experiences
Does Stockton Share: NO
Can You Limit Sharing: WE DON’T SHARE

For our affiliates’ everyday business purposes: information about your creditworthiness
Does Stockton Share: NO
Can You Limit Sharing: WE DON’T SHARE

For non-affiliates to market to you
Does Stockton Share: NO
Can You Limit Sharing: WE DON’T SHARE

Who We Are

Who is providing this notice?
Stockton Mortgage Corporation

What We Do

How does Stockton Mortgage protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Stockton Mortgage collect my personal information?
We collect your personal information, for example, when you

Apply for a loan or give us your income information
Provide account information or provide employment information
Show your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?
Federal law gives you the right to limit only

Sharing for affiliates’ everyday business purposes—information about your creditworthiness
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Stockton Mortgage Corporation does not share with nonaffiliates so they can market to you.

Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Stockton Mortgage Corporation does not jointly market