Renovation plans within reach

With our renovation refinance, you can borrow based on your home’s future value after upgrades. So don’t sweat the equity—or lack thereof. Our team of experts will guide you.

Let’s Talk Renovation

Home remodeling made doable

Turn your home into what you need—and maybe even what you want. Refinance to fund your remodel or renovation, and we’ll help you make it happen.

No minimum repair cost required
100% financing available
Credit score as low as 620

After-improved value to fund
Wide variety of upgrades

Let’s Talk About a Remodel

Let’s make it suit your wants and your needs.

Home goals don’t end when you land your home. From a fresh coat of paint to redesigning your kitchen, we have flexible financing to fuel your vision. We’re your partners in possibilities.

Plumbing, electrical, and HVAC upgrades
Energy efficiency upgrades
Repair or replace roof and gutters
New windows, doors, or floors

Kitchen or bath redesign
Interior and exterior paint
Refinish or waterproof basement

Get Started On A Remodel

Big changes, backed by us

Major renovations may feel intimidating, but with one application, one loan, and one closing—we make it doable, so you can focus on what’s next, big or small:

Room additions
Structural changes
Foundation repairs
Accessory Dwelling Units

Attached and detached garages
Accessibility upgrades
Landscaping or decking
Swimming pool installation

Get Started On A Renovation

How it works

The renovation loan process is like a regular home loan, with a few small tweaks. We’ll help create the roadmap for financing your home’s revamp.

1

Get started

Talk to us and we’ll work with you to get preapproved.
2

Choose a contractor

Pick a licensed contractor to create a plan and provide an estimate for bringing plans to action.
3

App, appraisal & approval

Submit your paperwork and expected reno costs. An appraiser will estimate your home’s value after improvements, so we can get you approved for the right loan amount.
4

Closing

Your loan will close and we’ll set aside funds for your house projects.
5

Renovations begin

Your contractor will get to work; we’ll release funds in stages throughout the project.
6

Final inspection & move in

Once done, we’ll inspect the work, finalize funds—and you get to enjoy your newly remodeled space.