fbpx Skip to main content Skip to footer

Amber O’Rear

ORear_Hero ORear_Web

Find your home
Let Amber take
care of the rest.

Amber O’Rear Mortgage Loan Originator

About Amber O’Rear

Amber O’Rear – Mortgage Loan Originator | Stockton Mortgage

Amber O’Rear is a trusted Mortgage Loan Originator at Stockton Mortgage. She proudly helps homebuyers in Alabama with warmth and care.

Amber has a background in entrepreneurship and almost twenty years as a hairstylist. She brings great communication skills and a strong understanding of people to the mortgage process. She’s passionate about helping others, especially first-time homebuyers, navigate the journey to homeownership with confidence and clarity.

After retiring from her hairstyling career, Amber wanted to spend time with her grandchildren. A loan officer at her church introduced her to Stockton Mortgage. The flexibility of mortgage lending let her keep helping others while being there for her growing family. Today, she balances her role as a mortgage professional with her love for family, fitness, and ministry.

Amber is known for her responsiveness, attentiveness, and genuine care. She’s available after hours and on weekends to make sure her clients feel supported at every step.

Amber can help you if you are:

– A first-time homebuyer needing assistance.

– A veteran interested in VA loans.

– A rural buyer looking into USDA financing.

She has the knowledge and resources to support you.

Amber is a CE-certified loan originator in Alabama. She specializes in VA, USDA/RHS, and Alabama Housing Finance Authority programs. She is very passionate about down payment assistance programs. She loves helping clients achieve their dreams of homeownership, even when they think it is impossible.

Amber leads a blended family ministry with her husband and understands the importance of home and family.

Between Amber and her husband, they have six kids and four grandkids. She leads a busy life. She owns a Kona Ice franchise and a coffee truck business. Her entrepreneurial spirit and commitment to service are strong.

Amber’s mission is simple: to make homeownership feel possible, personal, and positive for every client she meets.
amber.orear@stockton.com Mobile: 256.509.7760 63 A Town Center Drive
Huntsville, AL 35806
NMLS 2594888 Licensed in: Alabama 2594888

Let me guide you home.

download-image Buying a home? Kick off your journey with Amber's guide.

Buying a home? Kick off your journey with Amber's guide.

This homebuyer’s guide is just like Amber O’Rear—uplifting, easy to understand, and full of clarity—created to help you move forward with confidence and a sense of direction on your journey to home.

Download
Loan Calculator

Find your monthly payment

20 Year
20 Year
30 Year
20 Year
Monthly Payment You Can Afford A Mortgage Up To Monthly Savings
$0

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use