Where does Jessica Dillon lend?

Jessica is licensed in Tennessee and Kentucky, and she serves homebuyers statewide in both. She manages the Stockton Mortgage branch in Clarksville and lives in Cadiz, Kentucky, so the Clarksville and Fort Campbell corridor is a daily drive rather than a territory on a map. Her heaviest volume runs through Middle and Northern Tennessee and western Kentucky. But her license sets the limit, not her commute.

What does a secondary market background mean for your loan?

It means your file gets read the way an investor will read it, before it ever gets submitted. Jessica spent more than 10 years in secondary market lending, where loans are reviewed after closing against the guidelines they were written to. She uses that view to catch problems early, while there’s still time to fix them. Recognizing a documentation gap in week one is a very different conversation than finding it three days before closing.

Does Jessica work with VA loans and military buyers?

Yes. Jessica works with VA home loans regularly and knows the program at the guideline level: entitlement and the VA loan guarantee, the funding fee and when it’s waived, the Notice of Value, and VA appraisal requirements. She’s placed VA loans with a range of investors, each carrying its own requirements on top of the VA’s, and she handles IRRRL streamline refinances as well.