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Joy Groce

Mortgage Loan Originator

  • 1915 Courson Ct., Ste 100
    Leeds, AL 35094
  • NMLS 2543481
    Licensed in: Alabama
Joy_Web

About Joy Groce

Joy Groce is a Mortgage Loan Originator and Realtor with more than 15 years of experience helping clients achieve their real estate and homeownership goals. By combining her expertise in both real estate and mortgage lending, she provides a seamless, stress-free experience and delivers financing solutions tailored to each client’s needs.

Joy’s career is built on hard work, integrity, and genuine care for the families she serves. She takes pride in educating her clients, empowering them to make confident decisions, and advocating for their best interests throughout the homebuying process.

As a wife and mother of three, Joy understands the importance of helping families find a place to call home. Known for her approachable and dedicated nature, she goes above and beyond to ensure every client feels supported, confident, and at peace with their decisions.

Let me guide you home.

Loan Calculator

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Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use