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Tom Freppon

Branch Manager

  • 4895 Houston Road Suite 101
    Florence, KY 41042
  • NMLS 56454
    Licensed in: Kentucky and Ohio
Freppon_Web

About Tom Freppon

Tom has been a mortgage loan originator with Stockton Mortgage since 2012 and has 30 years of lending experience. He is a graduate of Thomas More University with degrees in business administration and economics. Tom is licensed in Kentucky and Ohio and enjoys working with all types of homebuyers.  He is regularly recognized as a Kentucky Housing Corporation Top Loan Officer.  Tom resides in Cold Spring, Kentucky with his wife and children and is active in youth athletics as a coach and a basketball referee. He is not satisfied with just being one of the best loan originators, he is currently taking online classes to become a Jedi Master.

Let my customers speak for me.

4.9% / 5.0% Based on 527 Total Reviews.

Tom is so easy to work with. He made the process absolutely painless; in addition, he went above and beyond. Our mortgage was completed in less than two weeks. I can't thank him enough for all the time, energy, and effort he saved us. I will continue to work with Tom in the future and recommend him to anyone!

Ashley
5.0

Being a first time home buyer we expected a scary process like you read on the web but Tom Freppon made it a great and enjoyable experience and my wife I couldn't be happier to have picked Stockton Mortgage. We were in great hands.

Henry
5.0

Overall I was very satisfied! Tom was excellent and so patient! Truly went above and beyond to go over everything step by step to ensure I felt comfortable. He helped me buy my first home which is one of the biggest, scariest, yet exciting steps in life and I'm very thankful my realtor Cindy sent me to Tom! Thanks so much!

Kayla
5.0

om worked exceptionally hard to get it done. We were blessed to have him as our mortgage agent. Great job !!!!

Darren J.
5.0

Best experience we could have asked for. First time buyers. Tom and the team walked us through the entire process and made it clear and understandable. Thank you so much!!

Michael W.
5.0

Tom Freppon is a rockstar. He is great at communication and is clearly an expert in his field. I felt informed and updated every step of the way, and he was quick to answer any questions that arose. Fantastic man and very personable. I would be happy to work with Tom again in the future.

Brianna H
5.0

As a first time home buyer, I had no idea what I was doing. Tom and his team helped me every step of the way and answered all my questions.

Casey R.
5.0

Tom was very very upfront regarding this entire process and made himself available as needed with regards to our schedules. Super helpful and he made the entire process easy and seamless. Highly recommended!!

Rosemarie H.
5.0

I recently worked with Tom Freppon and had an excellent experience from start to finish. Their professionalism, communication, and attention to detail truly stood out. The team delivered exactly what they promised, on time and with great quality. I’m extremely satisfied with the results and would highly recommend them to anyone looking for reliable, top-tier service.

Jason W.
5.0

Let me guide you home.

859.344.7306

Our Team

We’ve been doing this for a while. We know the folks worth working with in our communities. Here’s a few recommendations.

Stockton Mortgage and the below local resources are not affiliated entities. Borrowers are free to choose their own service provider

Seth_Web

Seth Freppon

Mortgage Loan Originator
Email: sfreppon@stockton.com
Loan Calculator

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Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

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Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use