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Tom Freppon

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Tom Freppon Branch Manager

About Tom Freppon

Tom has been a mortgage loan originator with Stockton Mortgage since 2012 and has 30 years of lending experience. He is a graduate of Thomas More University with degrees in business administration and economics. Tom is licensed in Kentucky and Ohio and enjoys working with all types of homebuyers.  He is regularly recognized as a Kentucky Housing Corporation Top Loan Officer.  Tom resides in Cold Spring, Kentucky with his wife and children and is active in youth athletics as a coach and a basketball referee. He is not satisfied with just being one of the best loan originators, he is currently taking online classes to become a Jedi Master.

tfreppon@stockton.com 859.344.7306 Mobile: 859.240.2332 Fax: 859.344.7313 4895 Houston Road Suite 101, Florence, KY 41042
NMLS 56454

Let me guide you home.

Let my customers speak for me.

4.9% / 5.0% Based on 12,144 Total Reviews.

5.0

"Tom is so easy to work with. He made the process absolutely painless; in addition, he went above and beyond. Our mortgage was completed in less than two weeks. I can't thank him enough for all the time, energy, and effort he saved us. I will continue to work with Tom in the future and recommend him to anyone!"

Ashley
5.0

"Being a first time home buyer we expected a scary process like you read on the web but Tom Freppon made it a great and enjoyable experience and my wife I couldn't be happier to have picked Stockton Mortgage. We were in great hands."

Henry
5.0

"Overall I was very satisfied! Tom was excellent and so patient! Truly went above and beyond to go over everything step by step to ensure I felt comfortable. He helped me buy my first home which is one of the biggest, scariest, yet exciting steps in life and I'm very thankful my realtor Cindy sent me to Tom! Thanks so much!"

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Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

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Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate – not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

See Terms of Use