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Stick Built

We’ll fund your vision from square one.

When it comes to new construction, we make the borrowing part easy. Build your dream home, and our team will do the heavy lifting (no drill required).

Let’s Talk New Construction
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We’ve got the loan of all loans to keep your dreams doable.

Building a home can be pricey, but we make it easy by rolling everything from land purchase and home build into one affordable loan.

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    Low downpayment options

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    One approval, one credit check

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    No mortgage payments until move-in

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    Fixed rates with lock-in and float-down options

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    Use your land for equity or roll it into the loan

How it works

  • 1

    Talk to us & apply

    We match you to the right loan option & pre-approve you based on estimated loan amount.

  • 2

    We process your loan

    Our processors double check all the details.

  • 3

    Find your builder

    You choose who you want to build your home, and we’ll vet them to minimize potential snags.

  • 4

    We structure your loan

    We’ll work with your builder to factor in all the expenses once you’ve chosen your home plans.

  • 5

    Sign disclosures

    You’ll see all the costs outlined and sign off, so you know exactly what’s around the corner.

  • 6

    Close the loan

    Your builder will draw money on the loan until your home is finished.

  • 7

    Final appraisals & inspections

    Once the final inspection is done, you’ll get a certificate of occupancy for your home.

We’ve got options that afford every vision.

Site Built – Conventional

One loan, one close. One easy way to build your dream home. One loan, one close. One easy way to build your dream home.

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Site Built – FHA

Building from the ground up? The FHA Construction loan gives buyers with fair credit the opportunity to finance a new home affordably. Building from the ground up? The FHA Construction loan gives buyers with fair credit the…

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Site Built – RHS/USDA

Dreaming of building in the country? Check your build site’s eligibility and explore affordable paths to homeownership in the place you love. Dreaming of building in the country? Check your build site’s eligibility and explore affordable paths…

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Site Built – VA

About Site Built VA Home Loans Helping eligible service members, veterans, and eligible surviving spouses build their dream home – no downpayment or mortgage insurance needed*. • 640 Minimum Credit Score• Low and no downpayment options available• Reduced mortgage insurance.• Various Terms Available Interested in learning more? Get Started or… About Site Built VA Home Loans Helping eligible service members, veterans, and eligible surviving spouses…

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Ready to get started?