Let’s manufacture the perfect loan for you.

Sustainable homeownership is within reach with our Construction-to-Permanent financing for manufactured homes. A permanent foundation opens the door to more mortgage options that afford your vision.

Let’s Talk New Construction

We’ve got the loan of all loans to keep your dreams doable.

Building a home can be pricey, but we make it easy by rolling everything from land purchase and home build into one affordable loan.

Low downpayment options
One approval, one credit check
No mortgage payments until move-in

One close, fewer costs than traditional construction
Use your land for equity or roll it into the loan
Fixed rates with lock-in and float-down options

How it works

1

Talk to us & apply

We match you to the right loan option & pre-approve you based on estimated loan amount.
2

We process your loan

Our processors double check all the details.
3

Find your builder

You choose who you want to build your home, and we’ll vet them to minimize potential snags.
4

We structure your loan

We’ll work with your builder to factor in all the expenses once you’ve chosen your home plans.
5

Sign disclosures

You’ll see all the costs outlined and sign off, so you know exactly what’s around the corner.
6

Close the loan

Your builder will draw money on the loan until your home is finished.
7

Final appraisals & inspections

Once the final inspection is done, you’ll get a certificate of occupancy for your home.

We’ve got options that afford every vision.

System Built – Conventional

One loan, one close. One easy way to build your modular/manufatured dream home. One loan, one close. One easy way to build your modular/manufatured dream home.

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System Built – FHA

Looking to build a modular or manufactured home? The FHA System-Built construction loan is a flexible option that makes home goals do-able. Looking to build a modular or manufactured home? The FHA System-Built construction loan is a…

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System Built – RHS/USDA

Building a modular or manufactured home in a rural area? This USDA-backed loan is a smart path to affordable homeownership outside city limits. Building a modular or manufactured home in a rural area? This USDA-backed loan is a…

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System Built – VA

This VA-backed loan helps make dream homes more affordable from the ground up. This VA-backed loan helps make dream homes more affordable from the ground up.

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