Refinishing Hardwood Floors It is kind of a romantic idea, isn’t it? Reviving something that was once loved but has since been regarded as old and unattractive. The thought of refinishing hardwood floors makes my heart flutter a bit (in a good way). Those floors have seen babies take their first steps and have stood the test of time for many family gatherings; to bring them back to life and make them as loved as when they were first installed, if not more is about as romantic as renovations can get! The process of refinishing hardwood floors is on the other hand not romantic at all; one of my favorite bloogers: John and Sherri from Young House Love shared their journey to refinishing their floors so I thought I’d highlight what they went through. To get the full story check out their blog here.
Piggy Bank: Keep up with Your Money
Insufficient funds. Overdraft fees. Bounced Checks. These terms are about as scary as it gets when you start managing your own money. Not only is it embarrassing to not have money to fund the purchases you have made but it can be expensive. You see, there are fees associated with checks that bounce or debit card transactions posted to your account without the sufficient funds present. That is why it is so important to keep track of your money; put yourself in control and keep the control.
The Low Down on Down Sizing
Many are downsizing. As many Americans are aging, they no longer need the large homes with multiple bedrooms and big yards. Their kids have grown and moved out and they are ready to move on. While the result would likely be very freeing—less stuff, less space to clean, less yard to maintain; the process of downsizing could feel like an ominous one. An article found on Realtor.com gives us some key downsizing moves that could be easily overlooked.
Green Grass. Green Trees. Green Roof?
You can likely think of a handful of items on the exterior of a home that are green but I bet a roof wasn’t included in your list. A green roof that we are discussing is more than just a roof tinted green, we are talking about a living roof, an eco-roof, a vegetate roof—whatever you call them, they are becoming a popular option, even for residential homes. This green roof fosters growth of vegetation and includes a waterproofing layer, a root barrier, a drainage system and soil or other growing medium for the vegetation.
For Better or For Worse
Love at first sight. The honeymoon phase. Making a long-term commitment. When you think about it, it is crazy how many times buying a house is like being in a relationship. Hop on this roller coaster of love (house love) with me and we will venture to consider the phases one can expect in their relationship with their home.
Simple to Stunning: Air Conditioner Screen We’ve been spending so much time lately focusing on large home renovations which are great especially with the introduction of our renovation loans which take into consideration the future value of your home and provide you with the funds to complete your renovation projects, not just the funds to cover cost of the home! This is a wonderful opportunity and if you would like to learn more, call Joe Daly 513-602-1878 but for today we are going to check out more or a DIY project that can beautify the outside of your home; an air conditioning screen!
Piggy Bank: ATM, what you need to know
Last week we looked at the various parts of a debit card. This card can be used to purchase items, where the card is accepted of course, but it can also be used to access your money from an ATM (Automated Teller Machine). With the help of the folks at Hands on Banking, let’s look at the steps to using an ATM. It is important to note that if your ATM card is ever lost or stolen, contact your bank immediately.
For the Love of Lawns Do you know what my husband was most excited about when we bought our first home? Picking out a lawn mower. That’s how you know you have crossed over into adulthood, when you are pumped about a “toy” which just helps complete chores. The lawn mower wasn’t just a “first time home buyer thing”; when we bought a home that sits on a full acre he started looking at riding mowers. There is no denying it, we love our lawns.
The Ups and Downs of a Two Story If you are buying or building a home, determining what type of home you are looking for is likely at the top of the list. Will it be a one story or a two story? Which one is better? Well there are a lot of ups and downs to selecting a two story… get it; ups and downs? With the help of the writers at Realtor.com, we will compare the pros and cons of a two-story home so you can decide what best benefits you and your family!
Closing Disclosure
One of the first questions I had when I started working in the mortgage industry, a year ago, was, “what is this cd everyone keeps talking about?” When buying a home, a borrower will receive a closing disclosure, or CD, from their lender that must be reviewed. The CD (closing disclosure) must be sent to the borrower at least three business days before they close on the property.
