About this location

Our experienced Stockton mortgage bankers are helping those in the community find the best financing options available to them. We offer a variety of  home loan options even some with low or no down payment. We welcome everyone! Call us if you are a first time home buyer, a veteran looking for a VA mortgage, someone interested in a 203k Loan / Fixer Upper Loan, or just have a question about home buying.

Real Reviews

"Crystal stayed in constant communication with me regarding the entire refinancing. She answered any questioned I had and answered all of my phone calls. She made it an easy process!" - Kasey

"She was always available no matter the time or day for simple text questions and there were no surprises at closing." - Ashley

"Crystal went above and beyond for me. She walked me through each step and always there to answer any question I had throughout the entire process." - Ashley

"Todd was always available to answer questions, flexible, and professional." - Cassidy

"Todd was very helpful with any question that I had and would answer even if I texted him at night or on the weekends. Todd also pushed to get my closing on the day that I really wanted and I appreciated that a lot!" - Matthew

"We have used Todd for mortgage/refinance services multiple times over the years and he is always fantastic to work with. He is communicative, honest and genuinely cares about providing quality service. We will always contact Todd for any future mortgage/refinance needs." - Cory

"Michael was always available to answer questions! He always had a pleasant attitude and willingness to help me with anything. He has a great sense of humor! I had a great overall experience with buying my first home! Thank you Michael!!!" - April

"Michael kept us informed every step of the way and answered every question. He treated us like friends and not just as clients." - Regina

"Michael Schad was great to work with. He made sure that I stayed updated on all the information throughout the refinancing process." - Michael

"I have worked with Jeff twice before. He has always been very quick to respond to any question or concern, gladly taking a call on his cell phone "after hours". Everything about the process is clearly communicated making it easy for the client to feel comfortable. He makes it feel like he is working right along side you to navigate the process together. I will definitely contact Jeff for any of my future needs in the mortgage world. Thanks Jeff & Stockton!!" - Charles

"Jeff made this entire experience so easy. He was always available to answer any questions I had and explained everything so well. He knew what we wanted and did everything in his power to do just that. He is hands down the best we have ever worked with. I’m so grateful he got recommended to us and I will continue to recommend him to everyone! Jeff and his team are the best!" - Jessica

"Jeff was very personable and responsive to my questions. He took the extra time for his explanations and replied to my emails in minutes." - Thuan

"Desmond made the process of purchasing my first home so enjoyable! I always felt at ease with Desmond and I knew that he would always get things done. He is very professional and approachable. I would recommend Desmond to anyone I know purchasing a home. Thank you for all your help!!" - Laura

"Desmond is a perfect advisor! Thank you for fantastic over the top service. Thanks for Your patience in working with us and for the amazing interest rate. You will definitely be recommended to all friend and family." - Dino

"Desmond always goes above and beyond! From initial contact to closing, he is always available and keeps us all updated! Thank you for being "my go to" for ALL of my clients!!!" - Jennifer

Home Loan Calculators

What will you pay each month?

Want to know what to expect? Use this calculator to estimate your monthly payment.

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Your Monthly Payment

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Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate — not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

Budget Calculators

What can you afford?

Not sure how far your money will go? Use this calculator to see how much house you can afford.

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You Can Afford A Mortgage Up To

$100,000

Includes principle and Interest only.

Remember, this is just an estimate — not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

Refinance Calculators

How much can you save?

Already have a mortgage? Use this calculator to see what you can save by refinancing.

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Monthly Savings

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Includes principle and Interest only.