About this location

Our experienced Stockton mortgage bankers are helping those in the community find the best financing options available to them. We offer a variety of  home loan options even some with low or no down payment.We welcome everyone! Call us if you are a first time home buyer, a veteran looking for a VA mortgage, someone interested in a 203k Loan / Fixer Upper Loan, or just have a question about home buying.

Real Reviews

"Tom is so easy to work with. He made the process absolutely painless; in addition, he went above and beyond. Our mortgage was completed in less than two weeks. I can't thank him enough for all the time, energy, and effort he saved us. I will continue to work with Tom in the future and recommend him to anyone!" - Ashley

"Being a first time home buyer we expected a scary process like you read on the web but Tom Freppon made it a great and enjoyable experience and my wife I couldn't be happier to have picked Stockton Mortgage. We were in great hands." - Henry

"Overall I was very satisfied! Tom was excellent and so patient! Truly went above and beyond to go over everything step by step to ensure I felt comfortable. He helped me buy my first home which is one of the biggest, scariest, yet exciting steps in life and I'm very thankful my realtor Cindy sent me to Tom! Thanks so much!" - Kayla

Home Loan Calculators

What will you pay each month?

Want to know what to expect? Use this calculator to estimate your monthly payment.

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Your Monthly Payment

$0.00

Includes principle and Interest only. This calculator is assuming that 2% of your total payment is dedicated to tax and insurance. This is not always true and can alter the results.

Remember, this is just an estimate — not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

Budget Calculators

What can you afford?

Not sure how far your money will go? Use this calculator to see how much house you can afford.

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You Can Afford A Mortgage Up To

$100,000

Includes principle and Interest only.

Remember, this is just an estimate — not a legal commitment. Interest rates change often, and your actual rate, payment, or costs may vary. Talk to a mortgage banker today for more information.

Refinance Calculators

How much can you save?

Already have a mortgage? Use this calculator to see what you can save by refinancing.

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Monthly Savings

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Includes principle and Interest only.