Conditional Approval
Another step closer toward the finish line!…
Blog
We help people buy houses so they can create a home. Here we share more than mortgage finance tips (although we do that too). We aim to help you make your house a home through DIY projects, pet care, hosting tips, yard maintenance, and much more!
Clear to Close
https://stockton.com/wp-content/uploads/2021/09/media-file-Clear-to-Close-1080p-210913.mp4 This is that moment everyone talks about; we are clear to close! …
Intent to Proceed
https://stockton.com/wp-content/uploads/2021/09/media-file-Completed-Loan-Application-1080p-210913.mp4 We now have a completed loan application and the intent to proceed has been signed! …
Q3 2023 Campaign Videos
A playful way to remind your customers that their equity can help them achieve their financial goals... ...and for those among us who…
Refinance or Not? How to Know.
When mortgage interest rates are low, is it always a good idea to refinance? Not necessarily. While many homeowners flock to refinance their mortgages at…
Federal Interest Rate; It’s affect on your home loan
Earlier this year, included in the barrage of breaking news, we heard about the Fed slashing interest rates to a rate of near-zero. It sounds…
Why Refinance Your Mortgage
Mortgage interest rates have been at historic lows, causing many to look into a refinance of their mortgage, and given the recent market conditions we…
How Mortgage Interest Rates are Determined
In the last month we have had several great conversations with our customers over our website chat but one question that stands out most is,…
How to Build an Emergency Fund
An emergency fund is an amount of money set aside to cover larger, unexpected expenses like: Major home repairs Appliance repairs Major car repairs Unexpected medical expenses And unemployment Having an emergency fund can help protect you from having to borrow funds through a high interest loan or rely on credit cards.
Why Refinancing is Something to Consider
Interest rates have dropped and given the recent market conditions we cannot be certain how long they will hold in place. You can learn why we are seeing fluctuating rates in this related blog post. There are a variety of reasons someone would want to refinance their mortgage. We will consider some of the goals our customers have achieved through refinancing to assist in determining if it is something you should consider.