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We help people buy houses so they can create a home. Here we share more than mortgage finance tips (although we do that too). We aim to help you make your house a home through DIY projects, pet care, hosting tips, yard maintenance, and much more!

Cindy Law

For The Love Of Lawns

For the Love of Lawns Do you know what my husband was most excited about when we bought our first home? Picking out a lawn mower. That’s how you know you have crossed over into adulthood, when you are pumped about a “toy” which just helps complete chores. The lawn mower wasn’t just a “first time home buyer thing”; when we bought a home that sits on a full acre he started looking at riding mowers. There is no denying it, we love our lawns. 

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The Ups and Downs of a Two Story

The Ups and Downs of a Two Story If you are buying or building a home, determining what type of home you are looking for is likely at the top of the list. Will it be a one story or a two story? Which one is better? Well there are a lot of ups and downs to selecting a two story… get it; ups and downs? With the help of the writers at Realtor.com, we will compare the pros and cons of a two-story home so you can decide what best benefits you and your family!

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Closing Disclosure

Closing Disclosure One of the first questions I had when I started working in the mortgage industry, a year ago, was, “what is this cd everyone keeps talking about?” When buying a home, a borrower will receive a closing disclosure, or CD, from their lender that must be reviewed. The CD (closing disclosure) must be sent to the borrower at least three business days before they close on the property. 

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Piggy Bank: Parts of a Debit Card

Piggy Bank: Parts of a Debit Card Last week we looked at the various parts of a check as one way to withdraw funds from your checking account. However, another option is a debit card. Just as you keep up with your check book registry, it would be advisable to record what you spend with a debit card as well. As we did in previous posts, let’s look at the different parts of the debit card, with the help of the folks at Hands on Banking again!

We love the world of ideas, woman planted a soil in the hands.Bl

Improve Your Soil

Improve Your Soil  A tried and true way to improve your soil is through composting. “A compost heap is a great way to recycle kitchen waste and improve your garden soil for free. However not everyone has the space needed and depending on where you live, you may want to deter any unwanted furry visitors,” says Sara from the Whole Food Home Blog.  She goes on to explain that those same kitchen waste items that could be thrown into the compost heap can still be used to improve the quality of your soil without the need of the actual heap. For example, use a barrier of egg shells, dried and crumbled, to deter slugs and snails—Sara says, “this is the human equivalent of walking barefoot on broken glass.” Not only will they keep away these pesky creatures but they also have calcium which promotes plant growth while at the same time improves drainage.

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Transform a Room in 3 Hours

Transform a Room in 3 Hours Is your home décor feeling a bit blah? If you are feeling underwhelmed by the look of your interior but lacking the time and finances to do much about it right now, the writers at Realtor.com are here to help you! They claim that in three hours and at very little expense you can transform a room—so instead of watching the Titanic or taking a very satisfying nap, try out some of these suggestions.

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Terrible Décor Trends by Year

Terrible Décor Trends by Year Hopefully you didn’t have anything planned to get done during the next 20 minutes because thanks to my co-worker, I’m sharing a delightfully addictive site where you can find the worst décor trends by year! Want to know what your parents were dreaming up for your nursery? Simply look up your birth year. What about sunken spaces? Remember those? This cool yet obviously hazardous trend was popular in 1978 according to Lonny.com.

Granny Pods

Granny Pods In the next 10 years, America’s elderly population is said to double. And as you would expect, many of our aging family members would rather live at home or with us versus anywhere else. As an alternative to retirement homes, a new idea is popping up—in back yards! Granny Pods, Mother in Law Flats, Granny Cottages; sound familiar? They are standalone dwellings that are built close to the main house, allowing aging parents to stay close to their children while still maintaining independence.

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Herb Your Enthusiasm

Herb Your Enthusiasm  Is anything greener than actually growing plants? They are green in color and green, environmentally speaking. Add a little green in your life with an indoor herb garden! If you have sufficient light in your kitchen you can make your space smell amazing, save money on groceries and reduce the distance for your farm to table by about 20 feet. The most challenging part about an indoor herb garden is the space requirement and having containers of herbs on the counter does not maximize the countertop real estate. But a vertical herb garden would be a perfect solution to growing herbs without needing a ton of extra space. Companies like IKEA have created goods that maximize space, including wall space. For example, the FINTORP system created by IKEA, creates a beautiful and secure herb garden; the utensil holders can be used to house various small pots. Below is a picture of the IKEA set up for an herb garden from IKEA’s Pinterest page.

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