Am I Ready to Buy a Home?
By: Mike DeKuiper Owning a home comes with a lot of responsibility, and a lot of work. Before buying a home, it…
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We help people buy houses so they can create a home. Here we share more than mortgage finance tips (although we do that too). We aim to help you make your house a home through DIY projects, pet care, hosting tips, yard maintenance, and much more!
Buy vs. Rent – Which is better for you?
By: Mike DeKuiper One of the greatest parts of the American Dream is being a homeowner, but it isn’t right for everybody.
How Much House Can I Afford?
By: Mike DeKuiper Buying a house can be such a daunting task. You found one you love, or maybe haven’t even started…
Am I Eligible for a Mortgage?
By: Mike DeKuiper So many people are amazed by the fact that they didn’t think they could get a mortgage, let alone…
What is PMI? And how does it help me?
By: Mike DeKuiper PMI is a term in the lending world that stands for Private Mortgage Insurance. In certain situations,…
What are the different loan types available?
By: Mike DeKuiper When you start the homebuying process, one of the most important questions you will be asked by…
How to Build an Emergency Fund
An emergency fund is an amount of money set aside to cover larger, unexpected expenses like: Major home repairs Appliance repairs Major car repairs Unexpected medical expenses And unemployment Having an emergency fund can help protect you from having to borrow funds through a high interest loan or rely on credit cards.
Why Refinancing is Something to Consider
Interest rates have dropped and given the recent market conditions we cannot be certain how long they will hold in place. You can learn why we are seeing fluctuating rates in this related blog post. There are a variety of reasons someone would want to refinance their mortgage. We will consider some of the goals our customers have achieved through refinancing to assist in determining if it is something you should consider.
Kentucky Homeowners: Relief may be available
KHC, Kentucky Housing Corporation, has reinstated a program to help Kentucky homeowners who have suffered job loss or reduction of income because of the COVID-19 pandemic. There are limited funds available and KHC is estimating that they will be able to help approximately 1,500 homeowners with this program entitled the Unemployment Bridge Program.
Recap: Q&A on Market Conditions
Last week, we had the pleasure of hosting several area realtors and other industry professionals for an e-Forum on Market Conditions. Doing business in these unprecedented times has mandated a lot of changes in how our business is done and has left many with questions. Hosting this event allowed us to answer a lot of these questions. It was such a success that we plan to have more in the future so be on the lookout for the next one. But for now, I wanted to send out a quick recap of the topics discussed.