Cash Out Refinance
You have put money, time, and energy into your home—resulting in an increase in your home equity. Additionally, in many places, property values have…
Blog
We help people buy houses so they can create a home. Here we share more than mortgage finance tips (although we do that too). We aim to help you make your house a home through DIY projects, pet care, hosting tips, yard maintenance, and much more!
Conventional, Not Just Your Parents’ Mortgage
Conventional Loans Aren’t Just for Our Parents; A message to millennials from a millennial Generation gaps were first brought to light in the 1960’s.
Is Moving to Rural America on Trend?
This year brought with it moments of fear, anxiety, and loss for many. While 2020 will be remembered as remarkably difficult; this year also brought…
Recipe: Roasted Pork Loin Grilled Cheese
Kitchens are flooded with the smells of cinnamon, nutmeg, and all things pumpkin this time of year. It is the season of comfort foods. When…
Mortgage Down Payment: How Much is Needed?
Long gone are the days requiring 20% down on a house. Large down payments can make a mortgage approval process easier, will reduce the amount…
Hobby Farm Loan
The hobby farm loan is for homes on 5 – 160 acres. The home must be the primary residence and approximately 30% of the value…
RHS Loan
The Rural Housing Service (RHS)/ United States Department of Agriculture (USDA) Loan is a no down payment, 100% financing program, which provides families with a…
Assumable Mortgage Defined
Unless you are building a new house, when you buy you likely are taking over living in what used to be someone else’s home. If…
Stockton is here to guide you home.
https://stockton.com/wp-content/uploads/2020/09/Stockton_GuideYouHome_60-1.mp4 At Stockton Mortgage we know that a home is so much more than a house. We are grateful you are here and…
Adjustable Rate Mortgage (ARM) v. Fixed Mortgage
Let’s take a look at what an ARM, Adjustable Rate Mortgage, is and how it compares to a fixed rate mortgage (which sadly doesn’t have…